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Trade Credit Bureau Ltd protects business accounts receivables using tailor made insurance programmes.

Credit Insurance is a highly specialised area of insurance with very few brokers possessing the necessary expertise or experience to advise in this market sector. TCB provides its dedicated resources exclusively to Credit Insurance, servicing both its own clients and Insurance Brokers throughout New Zealand.

We know our customers - it has never been a problem in the past.

You may have a long standing relationship both business and personal with your clients, but you rarely know their true financial position or perhaps more importantly the financial position of their clients. Well respected companies that went into sudden receivership in the recent past include - Fortex - Levenes - Palmers - Qantas NZ - Hugh Wrights - Rattray's etc Enron - World Com - etc Bigger is not better !

Defaults can have an effect far beyond their own value as costs are incurred making extra sales to offset the loss.

With credit insurance in place you can access accounts receivable funding (in some cases up to 100%). You can use specialist bankers who make finance available using Credit Insurance policies as the collateral security. Thus Credit insurance can ensure that working capital is available to meet the level of business activity, not being restricted to the value of physical assets. Credit insurance will enable working capital to increase with increasing business.

Credit insurance protects the debtors ledger just as ordinary insurance protects physical assets or liabilities.